Website Republic Bank
POSITION PURPOSE AND OBJECTIVES:
The Personal Banker is responsible for providing efficient, professional and quality customer service to all Republic Bank & Trust Company clients. This position is also responsible for selling retail deposit and loan products to consumer and business clients inside and outside of the Banking Center. This position must help achieve the sales and growth goals for the Banking Center. Additionally, this position must deliver a high level of service by opening and closing deposit accounts, taking and processing consumer loan applications, handling and directing customer service issues.
• High school diploma or equivalent; some college preferred.
• Previous loan experience required.
• Minimum of 2 years’ previous banking experience required.
• Minimum of 2 years’ previous sales experience required.
• Demonstrated proficiency in Microsoft Office (Word, Excel and Outlook) required.
• NMLS registration required*
ESSENTIAL JOB FUNCTIONS AND RESPONSIBILITIES:
• Through the use of consultative sales, evaluate all clients for additional deposits and loans, effectively cross sell other bank products and services to ensure a solid client relationship, and identify opportunities for additional lines of business.
• Monitor activity of all new accounts, to ensure all cross sales have been properly activated and on-boarding is followed and completed.
• Open and close all types of deposit accounts (checking, savings, CD’s) both business and personal, following all bank policies and procedures.
• Adhere to Bank’s new client on boarding process and procedures.
• Actively work calling lists of existing clients to cross sell for other products or expanded relationships, including retention of existing accounts.
• Go on sales calls outside the bank to businesses to solicit for & open employee checking accounts.
• Proactively and efficiently taking loan applications from clients while utilizing consultative sales approach.
• Answering all types of loan questions; assuming a proactive role for resolution and follow up.
• Ensures posted deposit rate information is current & communicated throughout the banking center.
• Maintain a working knowledge of compliance requirements affecting your position and area of responsibilities and actively learn new regulations and assist in the implementation, if required.
• Model and foster behaviors that support the Bank’s values and corporate culture creating an atmosphere of trust, cooperation, accountability and dedication to the organization.
• Willingly perform all other duties and projects as assigned.
INTERPERSONAL SKILLS AND COMPETENCIES REQUIRED:
• Excellent verbal and written communications skills; required for effective interactions with clients to meet financial investment objectives and/or resolve problems or complaints.
• Must be self-motivated and work well in a team environment.
• Requires a high energy level and strong sense of urgency.
• Must be well organized and able to multi- task.
The physical demands described here are representative of those that must be met by an associate to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this position, the associate is regularly required to sit, use hands to finger, handle, or feel; and talk or hear. The associate frequently is required to stand or walk. The associate is occasionally required to reach with hands and arms. The associate must occasionally lift and/or move 10 pounds. Specific vision abilities required by this position include close vision, and distance vision. The noise level in the work environment is usually moderate.
• Limited out-of-town travel is required for training purposes for those outside of the Louisville Market.
• Travel between bank and outside customers is necessary.
• Reliable transportation is required.
• Flexible work schedule that will include some evenings, weekends and overtime.
• Stay abreast of new developments, best practices, and statutory and regulatory changes.
*This position is subject to SAFE Act Registration Requirements. Pursuant to the SAFE Act requirements, all applicants for employment who will be engaged in residential loan mortgage originations as defined by the SAFE Act must register with the federal registry system and maintain a status in good standing under the SAFE Act requirements. Failure to register successfully or to maintain a status in good standing under the SAFE Act will affect your eligibility for continued employment and may result in corrective counseling up to termination of employment.
**The above is intended to describe the general content of and requirements for the performance of this position. It is not construed as an exhaustive statement of duties, responsibilities or requirements.
To apply for this job please visit www.republicbank.com.