Website Republic Bank

About Republic Bank

Republic Bancorp, Inc is the parent company of Republic Bank & Trust Company (NASDAQ – RBCAA), headquartered in Louisville, Kentucky with $6.5 billion in assets. The Bank currently has 42 full-service banking centers throughout fives states: Kentucky, Indiana, Florida, Tennessee, and Ohio. Founded in 1982, Republic Bank employs over 1,000 associates and is Kentucky’s largest, locally owned, and operated community bank. For more information about the company, please visit www.republicbank.com.

Republic Bank’s values are built upon making an IMPACT for our clients, our associates and the communities we serve. (IMPACT stands for Innovate for the Future, Make it Easy, Provide Exceptional Service, Acknowledge & Celebrate Success, Commit to Caring and Thrive Together) The associates of Republic Bank are the key to our success as an organization and we value our associates. It’s one of the reasons we’ve been named as one of the Best Places to Work in Kentucky for the last five years!

POSITION PURPOSE AND OBJECTIVES:
The Portfolio Relationship Specialist is responsible for supporting Business Development Managers and Business Bankers with renewals, modifications, maturities, and small loan requests to help promote efficiency in outbound calling efforts. This is a developmental role designed to provide business banking/commercial exposure to candidates who show passion and interest in pursuing a career path as a business calling officer.

MINIMUM QUALIFICATIONS:
• High School Diploma or equivalent required.
• Minimum of 3 years previous retail sales experience or 2-years Republic Retail Banking experience required.
• Minimum of 1 year experience in a financial institution or loan office setting preferred.
• Demonstrated ability to sell and cross-sell bank products and services required.
• Proficiency in Microsoft Office products and internet applications.

ESSENTIAL JOB FUNCTIONS AND RESPONSIBILITIES:
• Collaborate and assist in credit memos, renewals, maturities, restructures, and new applications.
• Assist with all stages of loan applications for renewals, maturities, restructures, and new loans to support efficiency and gain an in-depth understanding of the credit process.
• Develop an internal network to effectively and efficiently navigate the credit process in support of providing a best-in-class experience for all clients.
• Manage and grow a dedicated portfolio as needed or assigned by working with product partners to suggest value add solutions.
• Assist Officers in various day-to-day portfolio relationship management/service tasks.
• Request, obtain, and analyze financial information (operating statements, rent roll, leases, title documents, etc) to support new requests and maintain current loan files.
• Develop an understanding of internal processes and intranet platforms as well as all commercial loan and deposit products.
• Perform both analytical and sometimes loan processing tasks.
• Develop a COI network by participating in business associations and business functions.
• Develop credit skill set to independently be able to ask the right questions, gather the appropriate information, and assess the opportunity.
• Develop client calling skills through joint calling with mentors and assigned officers.
• Maintain a working knowledge of compliance requirements affecting your position and area of responsibilities and actively learn new regulations and assist in the implementation, if required.
• Model and foster behaviors that support the Bank’s values and corporate culture creating an atmosphere of trust, cooperation, accountability, and dedication to the organization.
• Willingly perform all other duties and projects as assigned.

INTERPERSONAL SKILLS AND COMPETENCIES REQUIRED:
• Possess excellent written and verbal communication skills.
• Strong customer service, analytical, teamwork, and relationship building skills.
• Detailed oriented with ability to multi-task.
• Comprehension ability to review/understand training materials, financial institution communications and related loan manuals.

PHYSICAL REQUIREMENTS:
The physical demands described here are representative of those that must be met by an associate to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this position, the associate is regularly required to sit, use hands to finger, handle, or feel; and talk or hear. The associate frequently is required to stand or walk. The associate is occasionally required to reach with hands and arms. The associate must occasionally lift and/or move 10 pounds. Specific vision abilities required by this position include close vision, and distance vision. The noise level in the work environment is usually moderate.

OTHER REQUIREMENTS:
• Travel between Republic Banking facilities may be required.
• Associates must be willing to commit to remaining in this role for a minimum of 18 months.
• Flexible work schedule that will include some evenings, weekends, and overtime.
• Stay abreast of new developments, best practices, and statutory and regulatory changes.

**The above is intended to describe the general content of and requirements for the performance of this position. It is not construed as an exhaustive statement of duties, responsibilities, or requirements.

To apply for this job please visit www.republicbank.com.