community assistance
& financial support

Many employees face barriers that often keep them out of the workforce, like the inability to access reliable transportation or childcare, high costs of expungement to remove minor offenses from a background check, or other family or personal obligations. Overcoming these barriers takes effort from individuals but often time also takes help from employers. There are many resources available in our community to help businesses retain and develop your workforce by removing barriers. And, for job-seekers, there are a multitude of community resources available to help overcome barriers to find and maintain employment.
COMMUNITY RESOURCES FOR BARRIER REMOVAL:

EVERY COMMUTE COUNTS

Every Commute Counts is a program that promotes and creates opportunities for ridesharing. Rideshare is easier and more flexible than you might think, and isn’t just ordering an Uber or Lyft. Any form of transportation besides a single-occupancy motor vehicle is considered rideshare. Most people know rideshare as two or more people riding to work or any other event together. But rideshare is bigger than that. It includes : group transportation such as carpooling and vanpooling; nonmotorized forms of transportation such as bicycles; or, working from home some or all days, also known as “Telework”.


GOODWILL CARS TO WORK

Goodwill Cars to Work is a program of Goodwill Industries of Kentucky, Inc., with the aim of providing affordable transportation to working Kentuckians who either have a disability or experience other barriers toward finding and maintaining employment. Goodwill believes in the value of all citizens having access to employment, but realizes this is often difficult to achieve. The top three barriers in finding and maintaining employment are childcare, lack of training, and transportation. As part of the program, Goodwill also offers potential participants an optional financial education lesson and exam prior to placement.


MOVING FORWARD (SOUL CLINIC OF KENTUCKIANA)

Need help getting to your new job? Moving Forward is a transportation assistance program provided by SOUL Clinic of Kentuckiana that offers bicycle, bus passes and rides through Lyft to and from work until you receive your second paycheck.


TRANSIT AUTHORITY OF RIVER CITY (TARC)

The Transit Authority of River City (TARC) is the only public transit system in the Louisville-Southern Indiana metro area. With a fleet of 227 buses, 33 which are hybrid-electric and 15 that are all-electric. An average of 4.8 million individuals ride TARC annually with buses travelling 6.57 million miles a year. TARC strives to provide affordable rates for transportation, and offers free and reduced fares for qualifying individuals. In addition, TARC coordinates a variety of demand-response programs, including ADA paratransit. TARC3 serves different customer groups under different contracts, each with unique eligibility requirements and rules. Click here to see the current bus routes and schedules.


UNITED COMMUNITY CARE CENTER BY METRO UNITED WAY

Metro United Way’s virtual United Community Care Coordination Center is now open to anyone in Louisville and Jefferson County in partnership with another local nonprofit, The Hope Buss. With the United Community Care Coordination Center, individuals and families can request direct help with food, housing, utilities, transportation, educational supports, health care, mental health and addiction, maternal health and wellness, employment, job services, and more.


Supporting an employee can also mean identifying resources to support their family. Connectivity with and knowledge of community childcare assets and flexible policies will ensure that your company is competitive in attracting and retaining talent. Access to reliable childcare is an issue that affects workers across socioeconomic demographics and education levels.


BIG BROTHERS BIG SISTERS

As a parent, you recognize the potential of your child better than anyone. By giving your child the opportunity to be part of Big Brothers Big Sisters, you’re starting them down a path to an even brighter, more promising future. It all starts with the right role models, and Big Brothers Big Sisters is the place to start a relationship with one. For over 100 years, due in large part to private donations, this organization has been able to recruit, screen, match, and support mentoring relationships that have changed the lives of hundreds of thousands of young people across the country.


BLESSINGS IN A BACKPACK FOOD SOLUTIONS

Blessings in a Backpack serves over 88,000 students in over 1,000 program locations spread throughout the US. Blessings in a Backpack partners with Sysco nationally to provide the food our programs serve. Through the Sysco network of distribution centers, this organization is able to offer a variety of nutritional, “kid-friendly” food options for their weekend food program, including both case goods (aka “Line Item Menus”) and prepackaged bags of ready-to-eat food (aka “Weekend Food Packs”). Food solutions offered through the national program at Blessings in a Backpack are carefully selected to ensure that they are providing the best nutrition possible for the money spent on food.


BOYS & GIRLS CLUB

To meet the evolving safety needs of kids, families, and communities, Boys & Girls Clubs of America works continuously to enhance safety policies, practices and trainings to ensure youth are safe and protected. Providing safe spaces for youth is their top priority, and each club is uniquely catered to its community and has programs for all ages!


CATHOLIC CHARITIES OF LOUISVILLE

For years, Catholic Charities of Louisville has helped expecting moms and dads prepare for parenthood through its flagship Mother-Infant Care Program. Today, that is just one of many programs offered by Community Support Services (CSS). Whether welcoming a new baby or caring for an aging loved one, Catholic Charities has information and resources to strengthen any family, and their programs strive to enrich the lives of family members across generations by promoting wellness, providing resources, and building community connections.


COMMUNITY COORDINATED CHILDCARE 4-C

As one of the oldest Child Care Resource and Referral agencies in the United States, Community Coordinated Child Care (4-C) is dedicated to improving the quality, availability, and accessibility of child care and early childhood development programs in the Kentuckiana area. 4-C is part of a connected community to help bring you the services you need. Whether you are looking for housing, job opportunities, child care assistance, financial help, have questions about your child’s development or need ideas on what to do at home to play with and connect to your child, they can help.


CHILDCARE SUPPORT SERVICES THROUGH THE EXCEL CENTER (GOODWILL)

The Excel Center provides several resources and supportive services to empower you for success. Free, on-site child care is available for Excel Center Students, and their Young Learners Child Care provides a safe learning environment designed to help ensure school readiness for children ages eight weeks to 12 years old.


FAMILY & CHILDREN’S PLACE

HANDS: A support system at your fingertips. Many new and expectant parents could use additional support to help them navigate the challenges of raising a child. Whatever the issue, the skilled and dedicated staff in the HANDS program can help. HANDS is for ALL new and expectant parents, and referrals can be made by anyone! During the initial visit, a HANDS Parent Visitor will go over paperwork, program information, community resources and complete an assessment to see if you qualify for on-going home visitation services.

Head Start: At home or in one of their centers, Head Start helps pregnant mothers and children up to age 5 prepare for success in school and beyond, offered both in-home or at their facilities. Parents can choose in-home instruction for children up to age 3 or at some local centers for children up to age 5. Greater Louisville Head Start promotes children’s development through services that support early learning, health, and family well-being while engaging parents as partners every step of the way.

School-Based Programs: Their school-based programs focus on homework, communication about academic progress, emotional literacy, substance abuse prevention, leadership, and family support. The Family & Children’s Place team helps students learn how to better manage their emotions in difficult circumstances as well as the importance of working hard in school, and how both can increase their chances of success in the future.


FAMILY SCHOLAR HOUSE

Family Scholar House has a mission to end the cycle of poverty and transform the community by empowering families and youth to succeed in education and achieve life-long self-sufficiency. So many families have experienced poverty, unstable housing and, most often, domestic violence. Programs and services are responsive to the needs of families and are provided for all ages. Contact 502-584-8090 or info@familyscholarhouse.org


KENTUCKY TRANSITIONAL ASSISTANCE PROGRAM (KTAP)

The Kentucky Transitional Assistance Program (KTAP) is the monetary assistance program established by Kentucky using Federal funds from the TANF (Temporary Assistance for Needy Families) block grant. KTAP provides financial and medical assistance to needy dependent children in Kentucky and the parents, or relatives, with whom the children are living. KTAP also helps families find jobs or get training that leads to a job.


LEGAL AID SOCIETY

Legal Aid Society supports the integrity, safety, and well-being of the family. They provide legal assistance to individuals in matters related to divorce, custody and visitation, and child or spousal support when the physical safety of the individual or child is at risk. When parents are unable to care for their children due to addiction, incarceration, violence or death, grandparents or other caregivers often step in to raise the children. The team at Legal Aid Society is here to help caregivers with issues related to custody, government benefits, life-planning documents, and more.


READY FOR K ALLIANCE

The Ready for K Alliance is a collaborative network of individuals and organizations committed to a seamless system of support for all children ages birth to kindergarten entry and their families, with a focus on improving outcomes and ending disparities for the most underserved children in our community. The Ready for K Alliance is focused on ensuring all children enter kindergarten ready to thrive. Kindergarten readiness is an important indicator of whether children will succeed in the classroom for years to come.


TRAGER FAMILY JCC EARLY LEARNING CENTER

From the moment you enter the JCC Early Learning Center, you will realize you are part of a larger community. You and your child will experience art, music, theater, and fitness all under one roof. Their Early Learning Center features experienced faculty, large indoor and outdoor spaces, year-round weekly swimming lessons, enrichment classes, and so much more.


UNITED COMMUNITY CARE CENTER BY METRO UNITED WAY

Metro United Way’s virtual United Community Care Coordination Center is now open to anyone in Louisville and Jefferson County in partnership with another local nonprofit, The Hope Buss. With the United Community Care Coordination Center, individuals and families can request direct help with food, housing, utilities, transportation, educational supports, health care, mental health and addiction, maternal health and wellness, employment, job services, and more.


WAYSIDE CHRISTIAN MISSION

Wayside Christian Mission Family & Children Services Families in this program benefit from case management services, on-site medical care, a structured environment focused on the well-being of the children, on-site tutoring services, mentoring, parenting classes, church services, and on-site medical care.


WESLEY HOUSE WESKIDS CHILD DEVELOPMENT

Wesley House provides early head start and head start education and services to children from birth to five years. Head Start provides children with early education experiences that increase their school readiness skills and prepare them for their next level of learning. In addition to classroom instruction, self-directed learning experiences are embraced. Children are served healthy meals and snacks, and enjoy learning in a safe, accepting and supportive environment.

A HAND UP COMMUNITY RESOURCE CENTER

A Hand Up Community Resource Center offers assistance with financial emergencies such as: utilities, car repairs, medication refills, rent, mortgage, insurances, and childcare. Job seekers can benefit from resume preparation, job readiness, job searches and transportation (bus passes). In addition, A Hand Up offers financial education and coaching.


NURSE AIDE TRAINING

The Kentucky Community and Technical College System (KCTCS) administers the Kentucky Nurse Aide Training Program. Kentucky Medicaid provides oversight and technical assistance. A nurse aide must successfully complete the nurse aide training (NAT) and competency evaluation program and may be a nursing student, medication aide or employed through a nursing pool that provides nursing or nursing-related services to a resident in a nursing facility (exclusions apply). See the requirements here.


FINANCIALLY-IN-TUNE (FIT) BUDGET AND CREDIT EDUCATION BY THE LOUISVILLE URBAN LEAGUE

The Louisville Urban League offers a Financially-In-Tune (FIT) class, which is a 2.5-hour orientation of the Center for Housing & Financial Empowerment services in addition to a budget and credit presentation. This class is free and open to the public but you must RSVP ahead of time. The FIT is a recommended comprehensive, classroom-based consumer education curriculum that provides you with the building blocks to financial management. In this class you will learn how to take control of your financial resources and planning how to use them; how to analyze your whole financial picture; how to create and implement a personal financial plan; how to understand and maximize credit scores, and much more!


PAY DAY (SOUL CLINIC OF KENTUCKIANA)

Soul Clinic provides a program for job seekers that conducts career assessments, resume writing, assistance in applying for employment, advocating for applicants to the employer, job training, and referrals to other training programs as needed. Learn more here.


WORKFORCE READY GRANT (IN)

The Workforce Ready Grant pays for all tuition and regularly assessed fees for qualifying high-value certificates at any eligible training provider. Workforce Ready Grant recipients earn nearly $7,000 more after getting a certificate. Over 31,000 Hoosiers have been trained for a better job through the Workforce Ready Grant.


WORKFORCE READY SCHOLARSHIP (KY)

The Workforce Ready Kentucky Scholarship is available to Kentucky residents with a high school diploma or students working on their GED, and those without an associate degree or higher. The scholarship is not income or GPA based. No essay is required.


YOUNG ADULT LOUISVILLE INCOME FOR TRANSFORMATION

YALift! is investing in young adults: the impact from previous guaranteed income pilots has demonstrated many positive benefits for those who receive payments, including reduced income volatility, increased wellbeing, and increased participation in the workforce.


There are many individualized, supportive programs available for those seeking higher education and training, many at little to no cost as listed below. In addition, see our full list of training & education providers here.

DECODE PROJECT

Decode Project’s mission is to eliminate inequities in education by fostering a diverse community of learners prepared to navigate the world. This organization prepares future educators and community leaders with training in evidence-based, multi-sensory Structured Literacy; anti-racist/anti-biased relationship building; resilience-building; and trauma-informed care. Decode Project also provides workshops, resources, individualized reports, and advocacy support for caregivers, community agencies, schools, and educators. For more information, contact 502-509-1814 or Info@decodeproject.org


FAMILY SCHOLAR HOUSE

Family Scholar House provides support to single parents who want to attend college but may need some help overcoming barriers to education. Participants enroll in the colleges of their choice to pursue the courses of study of their choice, with the goal to obtain a baccalaureate degree. For more information, contact 502-584-8090 or info@familyscholarhouse.org


LOUISVILLE FREE PUBLIC LIBRARY

Louisville Free Public Library meets the diverse community’s needs, interests, and priorities with opportunities for learning, intellectual stimulation, and personal enjoyment.


NURSE AIDE TRAINING

The Kentucky Community and Technical College System (KCTCS) administers the Kentucky Nurse Aide Training Program. Kentucky Medicaid provides oversight and technical assistance. A nurse aide must successfully complete the nurse aide training (NAT) and competency evaluation program and may be a nursing student, medication aide or employed through a nursing pool that provides nursing or nursing-related services to a resident in a nursing facility (exclusions apply). See the requirements here.


UNITED COMMUNITY CARE CENTER BY METRO UNITED WAY

Metro United Way’s virtual United Community Care Coordination Center is now open to anyone in Louisville and Jefferson County in partnership with another local nonprofit, The Hope Buss. With the United Community Care Coordination Center, individuals and families can request direct help with food, housing, utilities, transportation, educational supports, health care, mental health and addiction, maternal health and wellness, employment, job services, and more.


WORKFORCE READY GRANT (IN)

The Workforce Ready Grant pays for all tuition and regularly assessed fees for qualifying high-value certificates at any eligible training provider. Workforce Ready Grant recipients earn nearly $7,000 more after getting a certificate. Over 31,000 Hoosiers have been trained for a better job through the Workforce Ready Grant.


WORKFORCE READY SCHOLARSHIP (KY)

The Workforce Ready Kentucky Scholarship is available to Kentucky residents with a high school diploma or students working on their GED, and those without an associate degree or higher. The scholarship is not income or GPA based. No essay is required.




Kentucky has recently enacted widespread reforms to tax code policy, and the KY General Assembly passed a measure in 2022 to incrementally decrease and eventually eliminate the state’s personal income tax over the next decade. Reforms include the repeal of the corporate license tax and the intangible property tax, as well as a reduction in the corporate income tax rate from 8.25 percent to the current 6%. Personal income taxes have also been reduced to a range of 2-6%.

Indiana ranks 10th in Tax Foundation’s Business Tax Climate Index. The cost of doing business in Indiana is very favorable, due in part to having one of the best workers’ compensation rates and unemployment tax rates. Due to recent legislation, corporate tax for Indiana is set to drop from 7% to 4.9% by 2021. Learn more about Greater Louisville’s resources below.


ATTICUS

Atticus is a free service that helps you determine if you’re eligible for disability benefits, apply, or find legal representation if you need it. If you are injured, disabled, or too sick to work, Atticus helps you get access to disability benefits by providing information, advice, and referring you to legal services if necessary.


DISMAS CHARITIES

Dismas Charities gives individuals coming out of incarceration the skills and motivation to re-enter society as contributing members. The work of Dismas is to end the cycle of victimization and to heal the human spirit.


LEGAL AID SOCIETY

Legal Aid Society represents individuals and families whose incomes are at or below 125 to 200 percent of the poverty guidelines. We serve clients in Breckinridge, Bullitt, Grayson, Hardin, Henry, Jefferson, Larue, Marion, Meade, Nelson, Oldham, Shelby, Spencer, Trimble, and Washington counties. The Legal Aid Society advocates on cases regarding loans, contract issues, and collection issues, and offers legal assistance year-round to individuals who are involved in a tax dispute with the IRS. Their team also provides criminal record expungement assistance to create a fresh start and a financially stable future, and they help clients obtain and preserve public benefits, such as food stamps, health insurance, and other financial assistance.


LOUISVILLE ASSET BUILDING COALITION (LABC)

The Louisville Asset Building Coalition (LABC) provides free tax services in the Louisville community and surrounding areas of Jefferson County. Through their Volunteer Income Tax Assistance (VITA) Program in partnership with the IRS, they ensure that working families and individuals are maximizing their tax benefits, receiving quality tax preparation services, and gaining access to asset-building opportunities. In Louisville, over 80,000 families are eligible for roughly $34 million dollars from the Earned Income Tax Credit that goes unclaimed each year. LABC provides a free service alternative to the high cost of paid tax preparation services, with a goal of ensuring that everyone who qualifies can access an array of available tax credits including earned income, child, retirement savings, and education, to name a few. Contact info@labcservices.org or 502-574-5687.


SOUL CLINIC OF KENTUCKIANA

The SOUL Clinic of Kentuckiana helps individuals complete paperwork and determine eligibility for supplemental security income, disability & expungement screenings, and obtaining a state-issued ID or driver’s license, birth certificate, or social security card. In addition, Soul Clinic can help individuals applying for SNAP (Supplemental Nutrition Assistance Program) or KPAP (Kentucky Prescription Assistance Program).


The most basic human need is reliable and consistent shelter. Housing insecurity and lack of a permanent residence can impact the workforce as they apply for jobs, receive mailed paychecks, and consider their tax status. This issue is even more severe for candidates who have to rely on shelters while trying to get back on a path of self-sufficiency.


AFFORDABLE HOUSING BY VOLUNTEERS OF AMERICA

Volunteers of America (VOA) is one of the nation’s largest nonprofit providers of quality, affordable housing, and provides vital support services needed to thrive. Their team creates and manages low and moderate-income level housing for the homeless, families with children, the elderly, veterans and their families, and people with disabilities, including physical and mental disabilities. The VOA’s houses more than 25,000 people each year, and with a comprehensive continuum of housing services, they respond to the varied needs of individuals and families—from sheltering those without homes to assisting first-time home-buyers.


DOWNTOWN HOUSING ASSISTANCE FUND

The Downtown Housing Assistance Fund (DHA) by the Louisville Downtown Partnership was created in 2001 and was designed to assist urban developers in financing their Downtown housing projects, fostering the growth of residential development in Downtown Louisville and its adjacent neighborhoods. Since its inception in 2001, DHA has had remarkable results. There have been no loan defaults and all borrowers have paid in full.


EVICTION PREVENTION ASSISTANCE

– The Eviction Prevention Program by the City of Louisville provides financial assistance for rent to households that have been negatively impacted by COVID-19.

– The Eviction Prevention Program by Neighborhood Place brings together staff from multiple agencies in one readily accessible location under a single team leader to work respectfully with families in their own neighborhoods. The Neighborhood Place centers were built on a shared vision that includes eight regionally located Neighborhood Place Centers. The core services at each Neighborhood Place include health, mental health, juvenile services, school-related services, financial and housing assistance, and child and adult welfare services.

– The Eviction Prevention Program by Volunteers of America helps to stabilize residents living in Louisville Metro Housing Authority properties by preventing evictions. This organization provides immediate financial assistance and crisis intervention, helps to develop a customized case plan for each family and/or individual, resolves problems on behalf of the tenant, and, provides referrals to other needed community resources.


FAMILY SCHOLAR HOUSE

Family Scholar House provides support to single parents who want to attend college but may need some help overcoming barriers to education. Participants enroll in the colleges of their choice to pursue the courses of study of their choice, with the goal to obtain a baccalaureate degree. For more information, contact 502-584-8090 or info@familyscholarhouse.org


HOUSING RESOURCES FROM THE LOUISVILLE URBAN LEAGUE

Foreclosure Prevention Counseling services offer hope and guidance to homeowners who are delinquent on their mortgage obligations. Certified counselors assist clients in working out repayment plans with the servicer of your mortgage loan that may prevent foreclosure or perhaps discuss alternative solutions. This service is free and does not require you to attend classes in advance.

– – Homeownership Counseling offers a personalized work plan to help you with your home buying goals. At your first appointment, the LUL Homeownership Counseling team will review and discuss your financial documents such as bank statements, pay stubs, and tax returns, pull and discuss your tri-merge credit report from all three major credit bureau which will include your FICO score, prepare a budget, and develop an action plan that will help you meet your desired goals of becoming a homeowner. The goal of counseling is to help you address and remove barriers to homeownership.

Homeowners Loan Assistance Program provides home improvement loans to eligible borrowers. If qualified, borrowers may borrow up to $5,000.00 for uses such as HVAC repair, window/door replacements, roofing, energy-efficiency upgrades, safety or soundness repairs, exterior improvements, and more.

Rental Readiness assists clients in obtaining safe, decent affordable rental housing opportunities. LUL’s counselors provide rental counseling and budgeting assistance to consumers who want to achieve their goal of residential independence.

View all available Housing & Financial Empowerment Services here.


LOUISVILLE METRO HOUSING AUTHORITY

The Louisville Metro Housing Authority endeavors to take a proactive approach to enhancing and strengthening neighborhoods. LMHA strives to not only provide quality, affordable housing, but more importantly help their residents achieve financial independence. Their team is committed to seeking innovative housing opportunities and special programs that will serve to positively impact the lives of residents in the community. Plus, with the support of the LMHA Board of Commissioners, their 300+ dedicated employees, as well as the U.S. Department of Housing and Urban Development, LMHA is confident that they can continue to improve the housing and programs offered to residents.


METROPOLITAN HOUSING COALITION

The Metropolitan Housing Coalition is a group of approximately 300 individual and organizational members, including non-profit housing developers, financial institutions, service providers, and neighborhood and advocacy groups. Together we facilitate research-based advocacy for fair, accessible, and affordable housing in the Louisville MSA.


NEW DIRECTIONS

New Directions’ mission is to develop and maintain affordable housing and vital communities in partnership with neighborhoods and other stakeholders. This organization provides core services including: the management of affordable rental properties, increasing the number of available properties particularly in Louisville’s West End, our home repair programs, and building community by being tireless advocates for neighborhood residents.


REBOUND, INC.

REBOUND, Inc. is a nonprofit Community Housing Development organization that promotes community development, expands opportunities and improves stability in low-income and vulnerable families. REBOUND offers homeownership educational programs through their partners at The Louisville Urban League, providing prospective first-time homebuyers with a comprehensive plan for their buying goals. Their commitment to neighborhood revitalization goes beyond building homes; they continuously invest in solutions that support individuals and families in our neighborhoods.


UNITED COMMUNITY CARE CENTER BY METRO UNITED WAY

Metro United Way’s virtual United Community Care Coordination Center is now open to anyone in Louisville and Jefferson County in partnership with another local nonprofit, The Hope Buss. With the United Community Care Coordination Center, individuals and families can request direct help with food, housing, utilities, transportation, educational supports, health care, mental health and addiction, maternal health and wellness, employment, job services, and more.

COMMUNITY HEALTH PROGRAM BY THE LOUISVILLE URBAN LEAGUE

The Louisville Urban League recognizes there are many services, initiatives, and organizations doing good work, but they are not reaching many of the people who need them. The ISWM, or “It starts with me!” Community Health Program is the missing connector; making it easier for individuals and their families to access the services they need to live healthier, happier, lifestyles. To take advantage of this FREE program or for more information, contact the Louisville Urban League at (502) 585-4622 or health@lul.org.


FAMILY HEALTH CENTERS

Family Health Centers: Having health insurance provides peace of mind. With health insurance, you and your family are able to see a provider and get your medicines when you need them, not just when you can afford it. Family Health Centers has staff on-site to help you apply for free or low cost health insurance. If you are interested in finding out what free or low-cost health insurance options are available to you, contact Family Health Centers at (502) 366-4747.


KENTUCKY PRESCRIPTION ASSISTANCE PROGRAM (SOUL CLINIC OF KENTUCKIANA)

The SOUL Clinic of Kentuckiana mediates with Department of Public Health Services and assists consumers with enrollment into KPAP, Kentucky Prescription Assistance Program. This program collaborates with medical personnel and community agencies, like churches, hospitals and social services, to provide information about KPAP, identify resources and determine how the community can best help individuals access assistance programs.


SHIRLEY’S WAY

Shirley’s Way provides Financial Assistance for individuals who are undergoing medical care for cancer and other diseases.

If you have financial disparity and could use help with your utilities, see if you qualify for one of the many community programs. If you have limited access to internet/WiFi, it can inhibit your efforts of finding a job, working remotely, or completing educational/training programs. Fortunately, there are various solutions listed below!

AFFORDABLE CONNECTIVITY PROGRAM (ACP)

The Affordable Connectivity Program (ACP) offered by The Federal Communications Commission (FCC) is a benefit program that helps ensure that households can afford the broadband they need for work, school, healthcare and more. The ACP provides a discount of up to $30 per month toward internet service for eligible households. Eligible households can also receive a one-time discount of up to $100 to purchase a laptop, desktop computer, or tablet from participating providers. Click here to search for providers in our region.


CLEAN START BY THE LOUISVILLE URBAN LEAGUE

The Louisville Urban League offers the Clean Start Program to help people pay their rent and utilities, find reliable transportation, and seek mental health counseling. In addition, the people in Clean Start also get peace of mind through stable employment with Facility Management Services (FMS). Contact 502-585-4622.


CONNECTED NATION

Connected Nation has a mission to improve lives of those in the community by providing innovative solutions that expand the access, adoption, and use of broadband and its related technologies to all people. Not having access means losing out on educational opportunities, healthcare resources, job training and employment options, and a myriad of goods and services that can improve a person’s or family’s quality of life. By engaging education, healthcare, business and community organizations, more connections are made, resulting in a more effective infrastructure, investments, and better public policymaking in addition to creating a workforce that can fill the need for digital, remote positions.


DROPS OF KINDNESS: WATER & SEWER BILL PAYMENT ASSISTANCE

Need assistance with an unpaid bill? Whether you’re a resident or business owner, Drops of Kindness by Louisville Water offers a customized approach to manage through these difficult times and reduce future financial obligations. This program also offers flexible, interest-free payment plans to pay off your balance over time.


LOUISVILLE FREE PUBLIC LIBRARY

The Louisville Free Public Library provides access to the Internet on computer workstations available at every Library location. LFPL offers this service to advance the Library’s education mission as a provider of information and life-long learning. Printing is available from Library computers for a fee. Staff will provide limited instructional assistance for all users. Users needing additional training are encouraged to sign up for basic Internet classes offered at all Library locations.


LOW INCOME HOME ENERGY ASSISTANCE PROGRAM (LIHEAP)

Low Income Home Energy Assistance Program (LIHEAP) is a program offered by Louisville Metro Resilience and Community Services (RCS). LIHEAP Subsidy is a one-time benefit, and you do not need to have a past-due balance or disconnect notice to be eligible. Income-eligible residents who do not meet the requirements for LIHEAP pre-registration (who are not elderly or disabled and on a fixed income) may still apply for LIHEAP benefits beginning 11/7/22.


SPECTRUM INTERNET AFFORDABLE CONNECTIVITY PROGRAM

Spectrum is participating in a new government-sponsored stimulus program. Your household may be eligible to subscribe to a program that will allow you to save up to $30 a month on your Internet service. The Affordable Connectivity Program provides eligible households with a temporary monthly credit on broadband service. With Spectrum high-speed Internet, you get a fast, reliable connection to the services you need most – such as job searches, healthcare services and virtual classrooms.


STANDUP LIFELINE WIRELESS

StandUp Wireless is a Lifeline service provider, which is a government assistance program that provides free mobile phone and internet service for low-income customers that qualify through programs such as Medicaid, SNAP, Federal Public Housing Assistance, and Veterans/Spouses Pension. You may also qualify based on your household income. Bring your own phone and apply through our easy-to-use website to qualify for a FREE SIM Kit, at least 1,000 FREE monthly minutes, unlimited text, and 4.5 GB of data. If you need a phone, we also offer smartphones at discounted rates for approved customers.


UNITED COMMUNITY CARE CENTER BY METRO UNITED WAY

Metro United Way’s virtual United Community Care Coordination Center is now open to anyone in Louisville and Jefferson County in partnership with another local nonprofit, The Hope Buss. With the United Community Care Coordination Center, individuals and families can request direct help with food, housing, utilities, transportation, educational supports, health care, mental health and addiction, maternal health and wellness, employment, job services, and more.


WINTERHELP BY SOUTHWEST COMMUNITY MINISTRIES

Southwest Community Ministries Winterhelp Program was created to assist low-income households with energy costs during the winter season. They offer emergency financial assistance, food services, seasonal programs, and more. Financial help with utilities and/or housing is available to those in need Living in 40272, 40258 or the Jefferson County Portion of 40177 to keep their utilities from being discontinued and/or keeping them from becoming homeless. Contact this organization at 502-935-0310 or bm1swcm@gmail.com for more information!



With the recent spike in Kentuckians experiencing substance abuse and addiction, it is more relevant than ever to consider recovery resources for individuals to freely access and utilize without penalty. In addition, research tells us that mental health services can be both treatment-oriented and proactive. Consider meeting the organizations below to access resources to support your overall wellbeing.


ARC: ADDICTION RECOVERY CARE

ARC (Addiction Recovery Care) offers a unique approach to care emphasizing a holistic approach, with clinical, medical, spiritual, and vocational programs. Addiction Recovery Care (ARC) operates a network of 36 licensed, CARF-accredited addiction treatment centers in Eastern and Central Kentucky. The organization, headquartered in Louisa, Kentucky, offers a full continuum of care including detox, residential, transitional, intensive outpatient, outpatient, medically assisted treatment (MAT), vocational rehabilitation, and job training.


AVENUES RECOVERY CENTER

Avenues Recovery Center is a drug and alcohol detox center and inpatient rehab facility located just outside Louisville, KY in Clarksville, IN. Individuals needing alcohol or drug detoxification and further addiction treatment can benefit from their unique programs and drug rehab plans tailored to their strengths and weaknesses. Avenues Recovery Center provides a unique, community-based detox and residential-style extended care program that’s truly customized to the needs and unique circumstances of each individual. The beautiful and modern facility coupled with cutting-edge treatment regimens and a one-of-a-kind clinical staff, makes them the drug rehab of choice for the Louisville metro area, serving Kentucky and Indiana.


DISMAS CHARITIES

Dismas Charities gives individuals coming out of incarceration the skills and motivation to re-enter society as contributing members. The work of Dismas is to end the cycle of victimization and to heal the human spirit.


KENTUCKY COMEBACK

Don’t let the past stand in the way of a fair chance. It’s time for a Kentucky Comeback. In an effort to help Kentuckians struggling with substance use disorder, assist businesses in developing recovery-friendly work environments, and, engage Kentuckians interested in smart criminal justice reforms, the Kentucky Chamber launched a statewide initiative called Kentucky Comeback. Join this initiative in building a broad-based coalition to dramatically transform the state’s approach to addiction and criminal justice in Kentucky.


NULEASE MEDICAL SOLUTIONS

NuLease Medical Solutions: This organization provides clients with prescription medication that treats substance abuse. Their office maintains an outpatient program in a comfortable, modern, and private setting to help individuals “Invest in a Better Tomorrow.” NuLease is a premier, comprehensive, and all-inclusive facility that now accepts Private Insurance, Medicare, and Medicaid.


RECOVERY AMPED

The Recovery Amped platform gives individuals access to mental health assessments, social support tools, mindfulness tools, and clinical tools to help monitor their daily activity. Here’s how the app works: an employee or their family logs into the app, where they will be prompted to take a clinical assessment; once the assessment is taken, they will be given tools to help them manage stress, anxiety, and depression. These tools will also refer the patient to a clinician, who will be able to login and monitor their patient’s progress and assessment scores. This will also allow the clinician to create a living treatment plan for their patient, that will mirror them along their journey. With any questions, contact their team here.


REILY RE-ENTRY PROJECT BY THE LOUISVILLE URBAN LEAGUE

The Reily Reentry Project is designed to assist Louisville Urban League clients and others seeking to expunge their record. The project facilitates the expungement process and covers most, if-not-all, related fees at no expense. In exchange, participants are asked to enroll in any League program that will equip them with the tools they need to be more successful as they move into more prosperous futures.


SEVEN COUNTIES SERVICES

Seven Counties Services Addiction Recovery will help you and your loved ones find strength and hope on your path to recovery from alcoholism and/or drug addiction. Their compassionate, experienced team knows and understands the challenges you’re facing and can help bring a voice to what you’re experiencing, your illness, and your pain. Whether you need short-term or long-term treatment, the Seven Counties Services Addiction Recovery Team will walk alongside you every step of the way to become a healthier, happier you. It is possible to achieve sobriety, maintain stability, and transform your life with proper support.


SOUL CLINIC OF KENTUCKIANA

The SOUL Clinic of Kentuckiana helps individuals complete paperwork and determine eligibility for supplemental security income, disability & expungement screenings, and obtaining a state-issued ID or driver’s license, birth certificate, or social security card. In addition, Soul Clinic can help individuals applying for SNAP (Supplemental Nutrition Assistance Program).a>


TALBOT HOUSE LOUISVILLE

Talbot House Louisville: This organization provides education to individuals through Alcoholics Anonymous, thus giving them a foundation upon which to build a happy and successful life. While at Talbot House, individuals learn to apply the principles of A.A. to every aspect of their lives while they learn life skills to ensure they can address situations that used to baffle them. Their mission is to provide a safe, positive, structured, and accountable living environment for people seeking sobriety from alcohol and drug dependency, and to help encourage learning how to live a substance-free productive and meaningful lifestyle.


THE MORTON CENTER

The Morton Center is an intensive outpatient drug and alcohol rehabilitation center in Louisville, KY. They offer services for adults, ranging from education, intensive outpatient, recovery groups, individual, couples, and family; for children/adolescents designed for individuals o have been affected by a family member’s substance abuse; and, for families who have been affected by another person’s substance abuse.


VOLUNTEERS OF AMERICA (VOA)

Volunteers of America (VOA) is a leader in helping individuals recover from substance use disordres and offers a continuum of supportive services and residential treatment options to assist adolescents, adults and their families to experience life without addiction and to become contributing members of their community. VOA offers prevention, treatment, and support through intensive outpatient services, detoxification, residential treatment, and special programs for assisting mothers.

FINANCIAL AID PROGRAMS & SUPPORT FOR EMPLOYERS:



Did you know that both state and federal dollars are available to help offset training costs for employers and other costs associated with running a business? If you’re thinking of investing in your employees with training or growing your business, make sure you know whether some or all of those costs can be offset. In addition, GLI has many resources for taxes & financial incentives.




FINANCIAL AID FOR TRAINING PROGRAMS



JCTC WORKFORCE SOLUTIONS

The Workforce Solutions team at Jefferson Community and Technical College links the Greater Louisville community to the many resources JCTC provides to meet regional workforce development needs. By offering flexible, diverse educational training and services; on-demand and site-based program delivery; customized credit and non-credit offerings; and the ability to create partnerships with a wide range of constituents, the JTCT Workforce Solutions Department is poised to serve all industry sectors and regional economic development initiatives. Companies may also qualify for grants through KCTCS-TRAINS, learn more here.


KCTCS-TRAINS FUNDING FOR INCUMBENT WORKERS

All for-profit companies in the Commonwealth of Kentucky are eligible for KCTCS-TRAINS funding. KCTCS-TRAINS will support projects for existing Kentucky companies that are requiring employees to learn new skills in their jobs AND companies that are contributing to Kentucky’s economic development. For incumbent worker training, companies are required to pay 50% of the cost and KCTCS-TRAINS reimburses the college directly for the remaining 50%. Colleges will work with the company to identify a schedule for invoicing and companies are invoiced after services are delivered.


KENTUCKY WORKFORCE GRANTS

Learn more and see available grant programs here.


LAYOFF ASSISTANCE & THE WORKER RE-TRAINING & ADJUSTMENT ACT

Layoff Assistance: The Southern Indiana Works team can provide assistance to your business during times of economic uncertainty that result in downsizing, mass-layoffs, and plant closures. Rapid response employment services provide a pro-active strategy designed to respond to worker layoffs and business closings quickly by providing immediate assistance to companies and impacted workers. A Rapid Response Team will be made available to help your impacted employees access resources and services that will assist them to transition back into the workforce quickly.

The Worker Retraining and Adjustment Act (WARN) was passed in 1988 to provide workers with time to prepare for the transition between the job they currently hold and a new job. Employers are required to provide a 60-day notice in advance of covered plant closings and covered mass layoffs. Notice must be provided to impacted workers, their representatives (i.e. a labor union), to the State Workforce Transition Unit, and the appropriate unit of local government.


NURSE AIDE TRAINING FOR NURSING FACILITIES

The Kentucky Community and Technical College System (KCTCS) administers the Kentucky Nurse Aide Training Program. Kentucky Medicaid provides oversight and technical assistance. Nursing facilities with an approved nurse aide training program may be eligible for reimbursement for nurse aides who successfully complete the training and pass the state exam. See the requirements here.


SKILLS TRAINING INVESTMENT CREDIT

The Skills Training Investment Credit program offers state income tax credits for approved training programs for existing employees of companies engaged in the manufacturing, agribusiness, non-retail service or technology, national or regional headquarters, and healthcare company sectors.


WORK OPPORTUNITY TAX CREDIT

The Work Opportunity Tax Credit is a Federal tax credit available to employers for hiring veterans and other targeted populations who often face barriers to employment. The amount of the tax credit ranges from $1,200 to $9,600 per individual hired. This Federal tax credit incentive program enables the new employees to gradually move from economic dependency into self-sufficiency as they earn a steady income and become contributing taxpayers, while participating employers are compensated by reducing their federal income tax liability.


WORKFORCE READY GRANT (IN)

The Workforce Ready Grant pays for all tuition and regularly assessed fees for qualifying high-value certificates at any eligible training provider. Workforce Ready Grant recipients earn nearly $7,000 more after getting a certificate. Over 31,000 Hoosiers have been trained for a better job through the Workforce Ready Grant.




FINANCIAL AID FOR GROWING YOUR BUSINESS



DOWNTOWN COMMERCIAL LOAN FUND

The Downtown Commercial Loan Fund (DCLF) by the Louisville Downtown Partnership has leveraged its $4.3 million dollars of gap financing into over $72 million dollars of commercial development in Downtown Louisville and its edge neighborhoods. DCLF has financed an eclectic range of projects which have brought new jobs to Downtown while fostering the preservation and adaptive reuse of existing Downtown properties. These projects range from the revitalization of historic Whiskey Row to exciting new developments in the SoBro and NuLu neighborhoods.


METCO BUSINESS ACCELERATOR LOANS PROGRAM (LOUISVILLE METRO GOVERNMENT)

The METCO Business Accelerator Loan is available to new and existing small businesses in low to moderate income neighborhoods who have barriers to obtaining traditional financing. Eligibility is based on where your business is located. Check your location’s eligibility here.


METCO LOANS PROGRAM (LOUISVILLE METRO GOVERNMENT)

The Metropolitan Business Development Corporation (METCO) administers Louisville Metro’s small business and commercial property loans for new and expanding businesses in Jefferson County. Loans can be used for start-up and expansion costs, including equipment purchases, buildout, and working capital, as well as for commercial property improvements. Loan applications are evaluated on: business plan, financial feasibility, owner experience, and credit-worthiness. Collateral is required for all METCO loans except the Business Accelerator Loan.


NASE GROWTH GRANTS – NEED CAPITAL FOR YOUR BUSINESS?

Apply for an NASE Growth Grant: four winners are chosen each quarter to be awarded up to $4,000 grant to support the growth of their business. Do you have plans for the steps you would take to grow your business, if you only had the available capital to do so? Would you hire and train additional employees? Market your business in new and exciting ways? Invest in new equipment or software? The NASE can help. Since 2006, the NASE has awarded nearly $1,000,000 to members just like you through the Growth Grants® program by providing small business grants.


NEW MARKETS TAX CREDITS FROM COMMUNITY VENTURES

New Markets Tax Credit from Community Ventures is a program is primarily used to finance real estate, commercial, industrial, and community facility projects. In the last 14 years, Community Ventures has been able to expand the scope of possible projects through the New Markets Tax Credits program. As one of Kentucky’s only NMTC allocatees, Community Ventures has helped finance and support rural communities and urban environments across the state. NMTC funding targets low-income, poverty-stricken communities in designated census tracts and projects with this funding can subsidize up to 20% of their project’s capital needs.


QUEST: DISASTER RECOVERY NATIONAL DISLOCATED WORKER GRANTS

In July 2022, the U.S. Department of Labor announced the availability of up to $140 million in funds for Quality Jobs, Equity, Strategy, and Training (QUEST) Disaster Recovery National Dislocated Worker grants, with up to $15 million per applicant. These grants are created provide employment support and training services, and funds will be used to enhance the public workforce system’s ongoing efforts of empowering America’s unemployed and underemployed workers through worker and business engagement, elevate equity, and connect jobseekers with high-quality jobs. Questions regarding this guidance should be directed to Grant Specialist at DOL-ETA-DWG@dol.gov with QUEST DWG in the subject line.


PLUS, so many more are available on our Resources for Startups & Small Business Owners page, check it out here!





A surplus of employees is within your reach! We have a large untapped pipeline of people that fall into Kentucky’s opportunity populations. When we look at the definition of opportunity populations, it encompasses so many avenues of our population, such as individuals with disabilities, Veterans, people re-entering the workforce from incarceration or addiction recovery, and others who face barriers to employment. We would love to see employers work with these individuals to get them gainfully employed! Learn how your company can take the necessary steps to start hiring by working with one of our many organizations that support people in work opportunity populations:


Addiction recovery: With the recent spike in Kentuckians experiencing substance abuse and addiction, it is more relevant than ever to consider recovery resources for employees to freely access and utilize without penalty. You can also work with these organizations to hire individuals ready to return to work! In addition to employees in recovery, research tells us that mental health services can be both treatment-oriented and proactive to support an employee’s overall wellbeing. Consider your business’ transparency and access to these services, as many employees may be hesitant to share their conditions with HR representatives directly.

People living with disabilities: We have over 20 organizations that provide supported employment and/or job placement for individuals living with disabilities.

People re-entering the workforce: See “WORKFORCE RE-ENTRY & ADDICTION RECOVERY” in the list of community resources above.



Supporting an employee can also mean identifying resources to support their family. Connectivity with and knowledge of community childcare assets and flexible policies will ensure that your company is competitive in attracting and retaining talent. Access to reliable childcare is an issue that affects workers across socioeconomic demographics and education levels. See some supportive organizations below and in the “CHILDCARE” section above.


CATHOLIC CHARITIES OF LOUISVILLE

For years, Catholic Charities of Louisville has helped expecting moms and dads prepare for parenthood through its flagship Mother-Infant Care Program. Today, that is just one of many programs offered by Community Support Services (CSS). Whether welcoming a new baby or caring for an aging loved one, Catholic Charities has information and resources to strengthen any family, and their programs strive to enrich the lives of family members across generations by promoting wellness, providing resources, and building community connections.


KENTUCKY TRANSITIONAL ASSISTANCE PROGRAM (KTAP)

The Kentucky Transitional Assistance Program (KTAP) is the monetary assistance program established by Kentucky using Federal funds from the TANF (Temporary Assistance for Needy Families) block grant. KTAP provides financial and medical assistance to needy dependent children in Kentucky and the parents, or relatives, with whom the children are living. KTAP also helps families find jobs or get training that leads to a job.



We live in a world dominated by technology, but the forms of technology utilized, and the level of proficiency varies dependent on age, culture, income, and training. For example, a low-income job candidate may only utilize a cell phone and have limited access to WIFI or a home desktop. An older candidate may be able to navigate Microsoft at their local library but might struggle with nuanced application systems on smaller devices. Candidates are out there, but recognition of the digital divide is the first step to addressing this gap.

AFFORDABLE CONNECTIVITY PROGRAM (ACP)

The Affordable Connectivity Program (ACP) offered by The Federal Communications Commission (FCC) is a benefit program that helps ensure that households can afford the broadband they need for work, school, healthcare and more. The ACP provides a discount of up to $30 per month toward internet service for eligible households. Eligible households can also receive a one-time discount of up to $100 to purchase a laptop, desktop computer, or tablet from participating providers. Click here to search for providers in our region.


CONNECTED NATION

Connected Nation has a mission to improve lives of those in the community by providing innovative solutions that expand the access, adoption, and use of broadband and its related technologies to all people. Not having access means losing out on educational opportunities, healthcare resources, job training and employment options, and a myriad of goods and services that can improve a person’s or family’s quality of life. By engaging education, healthcare, business and community organizations, more connections are made, resulting in a more effective infrastructure, investments, and better public policymaking in addition to creating a workforce that can fill the need for digital, remote positions.


LOUISVILLE FREE PUBLIC LIBRARY

The Louisville Free Public Library provides access to the Internet on computer workstations available at every Library location. LFPL offers this service to advance the Library’s education mission as a provider of information and life-long learning. Printing is available from Library computers for a fee. Staff will provide limited instructional assistance for all users. Users needing additional training are encouraged to sign up for basic Internet classes offered at all Library locations.


SPECTRUM INTERNET AFFORDABLE CONNECTIVITY PROGRAM

Spectrum is participating in a new government-sponsored stimulus program. Your household may be eligible to subscribe to a program that will allow you to save up to $30 a month on your Internet service. The Affordable Connectivity Program provides eligible households with a temporary monthly credit on broadband service. With Spectrum high-speed Internet, you get a fast, reliable connection to the services you need most – such as job searches, healthcare services and virtual classrooms.


STANDUP LIFELINE WIRELESS

StandUp Wireless is a Lifeline service provider, which is a government assistance program that provides free mobile phone and internet service for low-income customers that qualify through programs such as Medicaid, SNAP, Federal Public Housing Assistance, and Veterans/Spouses Pension. You may also qualify based on your household income. Bring your own phone and apply through our easy-to-use website to qualify for a FREE SIM Kit, at least 1,000 FREE monthly minutes, unlimited text, and 4.5 GB of data. If you need a phone, we also offer smartphones at discounted rates for approved customers.


Our community offers many forms of reliable transportation support such as ridesharing programs, short-term rental vehicles, public transportation, and so much more! See some options below and direct-to-employee resources above in the “TRANSPORTATION” section.

COMMUTE WITH ENTERPRISE (FOR EMPLOYERS)

The Commute With Enterprise Program is a competitive benefit that helps employers recruit and retain top talent and diversify talent pools by recruiting from surrounding areas. Your employees can save money, reduce their environmental impact and gain valuable free time. By sharing a ride, your people arrive to work relaxed and recharged, fueling a better company culture for everyone. To get started, Enterprise will work closely with your team to tailor the program to your business goals, and will help you recruit riders and connect employees who could potentially rideshare. Enterprise will keep you updated consistently with the usage and success of the program. Click here to learn more about commuter benefits for your employees.


EVERY COMMUTE COUNTS

Every Commute Counts is a program that promotes and creates opportunities for ridesharing. Rideshare is easier and more flexible than you might think, and isn’t just ordering an Uber or Lyft. Any form of transportation besides a single-occupancy motor vehicle is considered rideshare. Most people know rideshare as two or more people riding to work or any other event together. But rideshare is bigger than that. It includes : group transportation such as carpooling and vanpooling; nonmotorized forms of transportation such as bicycles; or, working from home some or all days, also known as “Telework”.


GOODWILL CARS TO WORK

Goodwill Cars to Work is a program of Goodwill Industries of Kentucky, Inc., with the aim of providing affordable transportation to working Kentuckians who either have a disability or experience other barriers toward finding and maintaining employment. Goodwill believes in the value of all citizens having access to employment, but realizes this is often difficult to achieve. The top three barriers in finding and maintaining employment are childcare, lack of training, and transportation. As part of the program, Goodwill also offers potential participants an optional financial education lesson and exam prior to placement.


TRANSIT AUTHORITY OF RIVER CITY (TARC)

The Transit Authority of River City (TARC) is the only public transit system in the Louisville-Southern Indiana metro area. With a fleet of 227 buses, 33 which are hybrid-electric and 15 that are all-electric. An average of 4.8 million individuals ride TARC annually with buses travelling 6.57 million miles a year. TARC strives to provide affordable rates for transportation, and offers free and reduced fares for qualifying individuals. In addition, TARC coordinates a variety of demand-response programs, including ADA paratransit. TARC3 serves different customer groups under different contracts, each with unique eligibility requirements and rules. Click here to see the current bus routes and schedules.


The most basic human need is reliable and consistent shelter. Housing insecurity and lack of a permanent residence can impact the workforce as they apply for jobs, receive mailed paychecks, and consider their tax status. This issue is even more severe for candidates who have to rely on shelters while trying to get back on a path of self-sufficiency. Consider working with the organizations & programs below to support your employees.


AFFORDABLE HOUSING BY VOLUNTEERS OF AMERICA

Volunteers of America (VOA) is one of the nation’s largest nonprofit providers of quality, affordable housing, and provides vital support services needed to thrive. Their team creates and manages low and moderate-income level housing for the homeless, families with children, the elderly, veterans and their families, and people with disabilities, including physical and mental disabilities. The VOA’s houses more than 25,000 people each year, and with a comprehensive continuum of housing services, they respond to the varied needs of individuals and families—from sheltering those without homes to assisting first-time home-buyers.


EVICTION PREVENTION ASSISTANCE

– The Eviction Prevention Program by the City of Louisville provides financial assistance for rent to households that have been negatively impacted by COVID-19.

– The Eviction Prevention Program by Neighborhood Place brings together staff from multiple agencies in one readily accessible location under a single team leader to work respectfully with families in their own neighborhoods. The Neighborhood Place centers were built on a shared vision that includes eight regionally located Neighborhood Place Centers. The core services at each Neighborhood Place include health, mental health, juvenile services, school-related services, financial and housing assistance, and child and adult welfare services.

– The Eviction Prevention Program by Volunteers of America helps to stabilize residents living in Louisville Metro Housing Authority properties by preventing evictions. This organization provides immediate financial assistance and crisis intervention, helps to develop a customized case plan for each family and/or individual, resolves problems on behalf of the tenant, and, provides referrals to other needed community resources.


FAMILY SCHOLAR HOUSE

Family Scholar House provides support to single parents who want to attend college but may need some help overcoming barriers to education. Participants enroll in the colleges of their choice to pursue the courses of study of their choice, with the goal to obtain a baccalaureate degree. For more information, contact 502-584-8090 or info@familyscholarhouse.org


HOUSING RESOURCES FROM THE LOUISVILLE URBAN LEAGUE

Foreclosure Prevention Counseling services offer hope and guidance to homeowners who are delinquent on their mortgage obligations. Certified counselors assist clients in working out repayment plans with the servicer of your mortgage loan that may prevent foreclosure or perhaps discuss alternative solutions. This service is free and does not require you to attend classes in advance.

Homeownership Counseling offers a personalized work plan to help you with your home buying goals. At your first appointment, the LUL Homeownership Counseling team will review and discuss your financial documents such as bank statements, pay stubs, and tax returns, pull and discuss your tri-merge credit report from all three major credit bureau which will include your FICO score, prepare a budget, and develop an action plan that will help you meet your desired goals of becoming a homeowner. The goal of counseling is to help you address and remove barriers to homeownership.

Homeowners Loan Assistance Program provides home improvement loans to eligible borrowers. If qualified, borrowers may borrow up to $5,000.00 for uses such as HVAC repair, window/door replacements, roofing, energy-efficiency upgrades, safety or soundness repairs, exterior improvements, and more.

Rental Readiness assists clients in obtaining safe, decent affordable rental housing opportunities. LUL’s counselors provide rental counseling and budgeting assistance to consumers who want to achieve their goal of residential independence.

View all available Housing & Financial Empowerment Services here.


LOUISVILLE AFFORDABLE HOUSING TRUST FUND

The Louisville Affordable Housing Trust Fund facilitates the development and rehabilitation of decent, affordable housing by making grants and loans, providing technical support, and enabling builders and developers to construct affordable housing with less financial risk. See all of their programs here.


LOUISVILLE METRO HOUSING AUTHORITY

The Louisville Metro Housing Authority endeavors to take a proactive approach to enhancing and strengthening neighborhoods. LMHA strives to not only provide quality, affordable housing, but more importantly help their residents achieve financial independence. Their team is committed to seeking innovative housing opportunities and special programs that will serve to positively impact the lives of residents in the community. Plus, with the support of the LMHA Board of Commissioners, their 300+ dedicated employees, as well as the U.S. Department of Housing and Urban Development, LMHA is confident that they can continue to improve the housing and programs offered to residents.


METROPOLITAN HOUSING COALITION

The Metropolitan Housing Coalition is a group of approximately 300 individual and organizational members, including non-profit housing developers, financial institutions, service providers, and neighborhood and advocacy groups. Together we facilitate research-based advocacy for fair, accessible, and affordable housing in the Louisville MSA.


NEW DIRECTIONS

New Directions’ mission is to develop and maintain affordable housing and vital communities in partnership with neighborhoods and other stakeholders. This organization provides core services including: the management of affordable rental properties, increasing the number of available properties particularly in Louisville’s West End, our home repair programs, and building community by being tireless advocates for neighborhood residents.


OFFICE OF HOUSING AND COMMUNITY DEVELOPMENT

The Office of Housing and Community Development (Louisville Metro Government) provides support in many ways to increase the supply of affordable housing. Some initiatives include:
– The Downtown Housing Assistance Fund (DHA) by the Louisville Downtown Partnership was created in 2001 and was designed to assist urban developers in financing their Downtown housing projects, fostering the growth of residential development in Downtown Louisville and its adjacent neighborhoods. Since its inception in 2001, DHA has had remarkable results. There have been no loan defaults and all borrowers have paid in full.

The Louisville Creating Affordable Residences for Economic Success (Louisville CARES) program was developed to address “cost burdening,” a situation in which a family spends more than 30% of its income for housing and utilities. This program offers hope and guidance to homeowners who are delinquent on their mortgage obligations. Certified counselors assist clients in working out repayment plans with the servicer of your mortgage loan that may prevent foreclosure or perhaps discuss alternative solutions. This service is free and does not require you to attend classes in advance.

– Louisville Metro Government is placing a priority in incentivizing homeownership in an effort to further stabilize the Russell neighborhoods through the Russell Homeownership Incentive Program. Incentives are being offered for individuals and families who want to live into the homeownership incentive area, with the goal of turning existing renters in Russell into homeowners. Homeowners can use these funds through the to qualify for Louisville Metro’s Property Assessment and Reassessment Moratorium Program, which encourages the repair, rehabilitation, restoration, or stabilization of qualifying structures located in the Louisville Metro area.


REBOUND, INC.

REBOUND, Inc. is a nonprofit Community Housing Development organization that promotes community development, expands opportunities and improves stability in low-income and vulnerable families. REBOUND offers homeownership educational programs through their partners at The Louisville Urban League, providing prospective first-time homebuyers with a comprehensive plan for their buying goals. Their commitment to neighborhood revitalization goes beyond building homes; they continuously invest in solutions that support individuals and families in our neighborhoods.


UNITED COMMUNITY CARE CENTER BY METRO UNITED WAY

Metro United Way’s virtual United Community Care Coordination Center is now open to anyone in Louisville and Jefferson County in partnership with another local nonprofit, The Hope Buss. With the United Community Care Coordination Center, individuals and families can request direct help with food, housing, utilities, transportation, educational supports, health care, mental health and addiction, maternal health and wellness, employment, job services, and more.

We understand that there are often barriers outside of your control that keep you from work. Unexpected expenses related to a number of things like transportation, childcare, expungement and more can often mean the difference between making it to work one day or not.

NEED MORE HELP?

If you have a question not covered in any of the information above, please reach out to us!

 

Don’t see your organization listed?

Do you offer resources for either job-seekers or employers? We want to include you! We did our best to gather community resources and are continuously adding new organizations as we become aware of them. Please submit your organization’s information with the link below. 

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